Happy & Secure in Sonoma County Book Release Party
The Happy & Secure in Sonoma County book release party was a great success! We celebrated with family and friends who enjoyed wine and food at the elegant reception for Monty and his eight co-authors. The event was complete a ribbon cutting by Monty... Read More →
Tax Advice Santa Rosa – A WOMAN’S FINANCIAL REALITY – Your financial future is up to you … and no one else.
Will this be your future? Did you know that Social Security income represents two-thirds of income for women 65 and older? Did you know that without Social Security, an estimated 58% of widows aged 65 and older would live in... Read More →
Tax Advice Santa Rosa – WHY AREN’T YOU MAXING OUT YOUR 401(k)? It may be the best retirement planning tool you have.
Do you have a million dollars? At the moment, probably not. But if you invest and save diligently and let your assets compound, who knows? You may be a millionaire someday. In fact, you may need to be a millionaire... Read More →
Tax Advice Santa Rosa – UNREST IN EGYPT – What does it mean for the markets?
Will the Mubarak government be toppled? Egyptians took to the streets in Cairo and other major cities last week, facing riot squads and armored personnel carriers as they demanded political reforms and an end to the 30-year rule of the... Read More →
Tax Advice Santa Rosa – A COMPROMISE ON BUSH-ERA TAX CUTS
The President agrees to preserve the Bush-era tax cuts for all, surprising his party. Many expected a deal – but not necessarily this one. Political and economic analysts widely believed that President Obama and Republican leaders would reach a compromise... Read More →
Tax Advice Santa Rosa – HOW LONG DO YOU HAVE TO KEEP YOUR STATEMENTS?
A year? Seven years? It depends. You have probably heard that you should retain copies of your federal tax returns for 7 years. Is that true, or a myth? How long should you keep those quarterly and annual statements you... Read More →
Why You Shouldn’t Withdraw From Your 401(k)
Resist the temptation. Fight the urge. Fight for your future. Recently, you may have heard about a spike in 401(k) withdrawals. The evidence is not merely anecdotal. Fidelity Investments recently issued its 2010 overview of the 401(k) accounts it administers... Read More →
Why Four Percent For Retirement?
Why are retirement plans often created assuming a 4% withdrawal rate? When retirement planners try to estimate just how much money a couple or individual should take out of their savings annually, their model scenarios often assume a 4% annual... Read More →
The 2 Biggest Retirement Misconceptions
While the idea of retirement has changed, certain financial assumptions haven’t. We’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not... Read More →
The DB(k)
In 2010, companies have a whole new retirement plan option. What is a DB(k)? Basically, a DB(k) combines a pension plan with a matching 401(k) plan. As the name implies, it is a defined benefit retirement plan with some of... Read More →